Instant Loans at Low-Interest Rates-Equity First Holdings

Starting a business might be challenging at times due to lack of capital. One may raise the money through their savings, contributions from family and friends and one can get financing from an investment institution as well as banking institutions regarding a loan. The investment institutions offer affordable interest rates making most of the investors going for investment institutions for funding.

Equity First Holdings is one of the leading investment institutions that noticed the gap that was there in the provision of capital and decided to fill it. Equity First Holdings offers an alternative banking solution to the individuals who want instant money for their business. The organization is providing services as well as products that opt6her banks do not provide. Some of the loans that Equity First Holdings offer include marginal loans, as well as stock-based loans and the investment institution, use the publically traded shares as collateral.

Equity First Holdings was established in 2002 with the primary reason of proving an alternative financial solution to the public. The firm is dedicated to ensuring that its clients meet their long-term goals both professional and personal. Equity First Holdings has completed more than 700 hundred transactions providing their customers with high loan value with low-interest rates.

For the margin loan, the borrower must have qualified before for a conventional bank loan and the money they are borrowing must be used for the specified reason. The interest rates on the margin loans are variable, and the borrower can expect the rates to vary while the loan-value-ratio ranging from 10-50%, and in the event of a margin call, the investment institution may liquidate the borrower’s security without giving them any notice.

On the other hand, the stock-based loans have a fixed interest rate which is usually between 3-4% while the loan-to –value ratio ranging from 50-75%. When the margin loans have a restriction on the use of the money borrowed, the stock-based loans the borrower can use the money for any purpose and have an added advantage of being non-resourceful and the borrower can walk away from the loan without any obligations even when the value of the collateral stock has reduced.

Equity First Holdings has its Headquarters in Indianapolis, Indiana and has other locational offices in London, Singapore, Perth, Hong Kong, as well as Bangkok. Since it was founded, it has been experiencing tremendous growth.

Flavio Maluf Identifies the Most Profitable Investment Opportunities for Eucatex


Flavio Maluf serves as the president of Eucatex, a Brazilian company that produces and sells ceiling lining and insulating material. Besides managing Eucatex Group, Mr. Maluf also manages GrandFood, a company that owns Golden and Premier Pet feed brands. Consultasocio tells us that being the president of these two companies, Maluf has provided overall leadership and direction for the activities of his employees.


Eucatex Group was established in 1951 as a sheet metal company, according to their website. The company produced insulating material and ceiling lining made of low-density material with acoustic and thermal insulation properties. The products were largely used by the Brazilian civil construction market, generating more financial resources for the company. For this reason, Eucatex invested in the establishment of factories to manufacture hardboard (high-density wood fiber panel), which is currently the company’s flagship product.


Today, the company operates in the furniture and construction industry. In the construction sector, Eucatex manufactures modular partitions, laminate floors, doors, and paints. In the furniture segment, Eucatex is among the biggest suppliers of Tamburato, MDP, and wood fiber plates, all of which are manufactured from eucalyptus wood and the most-recent technology. The MDP and Tamburato panels are used to produce furniture products used in commercial facilities and hotels.


Flavio Maluf became president of Eucatex Group in 1997 after a family agreement allowed him to succeed his uncle who was the president at the time. Flavio joined Eucatex in 1987. He worked in the trade and industrial area for quite some time before being appointed the president.


After assuming the presidency, Mr. Maluf embarked on innovation and investing heavily to produce superior products. As a result, the company opened several industrial plants, a good example being the one located in Salto, Sao Paulo state. The plant produces a line of T-HDF/MDF (Thin High-Density Fiberboard and Medium Density Fiberboard).


Flavio boasts on Facebook that Eucatex is currently the second largest manufacturer of wood fiber panels in the foreign market, with a market share of 41%. The company also holds a market share of 16% in the manufacture of MDP panels in Brazil. Additionally, Eucatex is one of the leading producers of insulating materials, ceiling lining, doors and flooring materials.

How Does Laidlaw & Company Make My Bungalow Lifestyle Possible?

I always wanted to live out on a bungalow and telecommute for the last few years because all the kids were out of the house. I had no idea how I would plan for that because I was going to take a pay cut at work, but I talked to Laidlaw & Company about how they were going to help me. I got Matthew Eitner and James Ahern on the phone, and they made it so that I could have this dream.


They made a plan with me, and then they sent me to the broker who was going to put together the plan. He invested the money from the sale of my house, and he helped me pull it right back out to buy the bungalow. I have money left over for retirement, and I am going to put the rest of my retirement money in there when I actually retire.


There are some things that I had to plan because it is a little different living on the beach, and that is why I had to get someone from Laidlaw & Company to help me make sure that I am going to have a chance to have enough cash to live in this place. It can get more expensive because I am on the beach, and they have me set up with the cash that I need.


There are some people who are going to be able to do the same thing that I did because it is so simple. I have worked very hard to get to this point, and Laidlaw & Company has helped a lot.