David Giertz is an industry expert who is able to help his clients successfully plan for retirement and take control of their financial future. Smart retirement saving is an area that he excels in and has extensive experience to draw upon. He is very savvy about sophisticated financial strategies that can be employed to maximize retirement funds and provide a greater quality of life in the golden years.
One principle that Giertz extols is to start planning early and strongly consider adding a brokerage account to your retirement savings activities. There is a substantial opportunity in the equities markets and they outperform over time.
Another important consideration according to David Giertz is estimating how much cash you’ll have saved up for retirement. Also, having a firm understanding of your retirement needs will help you plan ahead.
For those who have their hearts set on retiring early a Roth IRA could be the answer as taxes are paid on the way in instead of when withdrawing and using the funds. Giertz has great expertise with Roth IRA’s and can help customers determine the best path forward.
David Giertz can also help his clients navigate the obscure rule which allows for early withdrawal from IRA’s, 401K’s, and 403B’s. This allows for periodic and equal payments to be accessed by account holders until the normal age of 59 and a half is reached.
Investing is an area that Giertz recommends for those seeking a secure retirement. There is greater flexibility with brokerage accounts and market opportunities abound in stocks, currencies, and commodities. This is also an area of expertise for Giertz and his experience can help make the difference for clients who hope to retire early with enough funding.
David Giertz is a registered financial advisor with Nationwide Investment Services Corporation and he has over 30 years of experience. He is also registered as a Broker who is able to help clients buy and sell securities and other financial products.
Social Security is a very important consideration for future retirees and David Giertz can navigate the labyrinthine rules that hold the organization in its grip. He is able to help clients maximize their benefits and also help them understand how it fits in with the bigger picture of their overall finances.