Flavio Maluf Identifies the Most Profitable Investment Opportunities for Eucatex


Flavio Maluf serves as the president of Eucatex, a Brazilian company that produces and sells ceiling lining and insulating material. Besides managing Eucatex Group, Mr. Maluf also manages GrandFood, a company that owns Golden and Premier Pet feed brands. Consultasocio tells us that being the president of these two companies, Maluf has provided overall leadership and direction for the activities of his employees.


Eucatex Group was established in 1951 as a sheet metal company, according to their website. The company produced insulating material and ceiling lining made of low-density material with acoustic and thermal insulation properties. The products were largely used by the Brazilian civil construction market, generating more financial resources for the company. For this reason, Eucatex invested in the establishment of factories to manufacture hardboard (high-density wood fiber panel), which is currently the company’s flagship product.


Today, the company operates in the furniture and construction industry. In the construction sector, Eucatex manufactures modular partitions, laminate floors, doors, and paints. In the furniture segment, Eucatex is among the biggest suppliers of Tamburato, MDP, and wood fiber plates, all of which are manufactured from eucalyptus wood and the most-recent technology. The MDP and Tamburato panels are used to produce furniture products used in commercial facilities and hotels.


Flavio Maluf became president of Eucatex Group in 1997 after a family agreement allowed him to succeed his uncle who was the president at the time. Flavio joined Eucatex in 1987. He worked in the trade and industrial area for quite some time before being appointed the president.


After assuming the presidency, Mr. Maluf embarked on innovation and investing heavily to produce superior products. As a result, the company opened several industrial plants, a good example being the one located in Salto, Sao Paulo state. The plant produces a line of T-HDF/MDF (Thin High-Density Fiberboard and Medium Density Fiberboard).


Flavio boasts on Facebook that Eucatex is currently the second largest manufacturer of wood fiber panels in the foreign market, with a market share of 41%. The company also holds a market share of 16% in the manufacture of MDP panels in Brazil. Additionally, Eucatex is one of the leading producers of insulating materials, ceiling lining, doors and flooring materials.

The rising trend of stock-based loans as an alternative to bank loans

Equities First Holdings (EFH) a renowned international lender, is taking note of the pulling power behind margin and stock loans in a financial market where banking institutions have tightened loan preconditions and increased loan interest rates. Security-based lending is fast becoming a popular alternative for borrowers who want capital as fast as possible or those who may not meet the lending criteria for traditional credit-based bank loans.

According to the founder and Chief Executive Officer of Equities First Holdings, Al Christy, Jr., borrowers don’t necessarily have to sell bonds or stocks just because they need cash real quick. Alternatively, borrowers can borrow loans and use stocks, bonds or mutual funds as collateral. It’s quick, convenient and often comes at a fixed interest rate compared to conventional bank loans.

Al Christy further adds that although margin loans and stock-based loans use securities as collateral, there exist clear differences between the two financing options. In the case of margin loans, the borrower must meet the pre-conditions, similar to a traditional bank loan. Additionally, the loan may be stipulated to be used only for a particular purpose. The interest rates vary, and the lender can liquidate the borrower’s guarantee without warning due to a margin call.

On the other hand, stock-based loans come with a reduced, fixed interest rate. Borrowers can use the money for any purpose and thanks to the non-recourse feature, borrowers can walk away minus any obligation to the lender, notwithstanding the drop of the value of the collateral stock or bond.

The CEO of EFH admits that any type of financial transaction carries some sort of risk. However, he argues that security-based loans have been cast in a bad light as a viable lending alternative mainly either because several unscrupulous lenders have traded borrowers’ collateral in the open market or opted against returning stocks or bonds upon transaction maturity. In Contrast, Equities First Holdings is built on honesty and integrity, and the company strives to provide maximum benefit with minimal risk to its esteemed clients.

Since its establishment in 2002, EFH has offered its clients alternative financing solutions, giving loans against stocks and bonds traded on global exchanges as collateral in order to help clients meet their financial objectives. This unique tactic to non-purpose financing has seen over 600 dealings to date, providing customers with the reduced cost of capital at better interest rates.

EFH operates worldwide through its branch offices in Sydney, London, Perth, and Hong Kong, Bangkok and Singapore and provides financing arrangements tailored towards the needs of the individual borrower.

For more details please visit http://www.equitiesfirst.com/

Ms. Morrison Work at SEC

The questions want to answer is who is Helane Morrison and what is the Securities and Exchange Commission? The Securities and Exchange Commission is a federal office building usually hosts over 4,000 employees consisting of accountants to general attorneys that regulate, manage, and oversee federal security laws, stocks and bond exchanges, and many other government tasks in the United States. So where does the name Helane Morrison come up when you mention this central structure. Although there is some missing information on how Mrs. Morrison gained employment at this state building, she started off as district administrator assistant in the year of 1999. Somehow Ms. Morrison made to all the way general attorney position. Though I wonder how a major in journalism and to studying law in the California as she was born and raised in New York though. Surely enough, she achieved a seat in SEC I believe with the Juris Doctor gave her the right data to pursue her career further and gave her the confidence that she did secure in herself to push the limits. From East Coast to West Coast, Mr. Morrison definitely had to travel with the elites of this nation to obtain the job. Not only did she review security laws over the giant state of California, she covered other states Nevada, Oregon, Idaho, Washington, and Montana. While employed here, Helane was appointed the position as U.S. regional director of the office as she became a spokesman representing issues of anything related to business, finances, or laws and regulations in the city of San Frisco. I am assuming the work she did as assistant under Richard Posner and Harry Blackmun gave her significant lead way to a lot of exposure when it came to the three above mention fields. Thus, giving her the experience and power she needed to extend on her knowledge in the law field in particular. While position at the Securities and Exchange Commission office, she took on well-known cases including violations brought on by the advisers and brokers during the market crash, insider trading, and the fraud cases by Mckesson HBOC and Nextcard that headlines newspapers and magazine big during her time in office. By the time her career ended at the SEC, she was highly recognized and respected for her works during her employment at the Securities Exchange and Commission and continues working with that same amount effort.

Seattle Genetics Is The Best Company For New Cancer Drugs

New cancer drugs that are hitting the market every day are a lot more helpful than the older drugs because they have been created using information from people like Clay Siegall. He started Seattle Genetics for his cancer drugs that use antibodies, and he is now at a point where his company needs to change the range of products that it will offer to people. The new cancer drugs are a lot more complex than older drugs, and they are now marketed the right way to help people who are the most in need. So many people have been pushed to the side because they were not able to respond to the old drugs.

A patient that gets into the new drug trial with Seattle Genetics could treat a cancer that they have had problems with in the past, and it is very important that all these people get the chances they need to improve their lives. They need to have something new that they can focus on, and they need to be sure that they have a chance to get treatment that could extend their lives. Clay Siegall has thought of this, and that is why he has been so invested in helping people get as many new cancer drugs as possible.

Someone who wants to get into a new drug trial should find out how they can get into the trials with Seattle Genetics. They are working with a lot of people who want to get into trials that will make them much healthier. These people can hold on longer to be cured, or they might be able to treat more than one of their cancers at the same time. Seattle Genetics wants to be sure that they can give more people chances to live with their antibody cancer drugs.

Goettl Air Conditioning Company: Keeping Your Pets Safe During Summer

Though we love the general feeling that summer brings, we seem to forget the amount of heat that our pets get exposed to during this season. Just like human beings, pets require optimum protection from excessive heat that may have some grave consequences on them. With this in mind, in comes the Goettl Air Conditioning Company.
According to the company, these are some of the few tips that each and every pet owner should have at their fingertips when it comes to keeping their pets safe and cool during the long hot summers.
-Pet owners are advised to keep off the sidewalks especially during the afternoons when the sun is at its peak. The reason behind this is because hot pavements usually damage your pets’ paws. Pet owners are encouraged to take walks with their pets during the evenings or early morning before the sun reaches its peak.
-If you are planning to take a walk during the day, always ensure that you have applied sunscreen lotion on your pets, typically 30 minutes before the stroll. This is usually recommended for pets with short, light colored coats.
-Keep your pets hydrated and cool by providing them with sufficient water to take during the day. Unlike human beings, pets don’t sweat, and hence they can’t get rid of the excessive heat that usually accumulates in their bodies during the day.
-Get your pet a doggie pool. Yes!! You heard right. Doggie pools function by keeping your dogs cool especially during the afternoons. A good number of pets usually love the dip, and it’s only going to be a matter of time before they get used to the pool.
-Always keep your pets far away from garden fertilizers and from anti-freeze leaking cars. Garden fertilizers can damage your pet’s paws, while the antifreeze leak can leave sweet tasting puddles on your car seats which can harm your pets.

About Goettl Air Conditioning Company
The Goettl Air Conditioning Company was established in the year 1939 by Gust and Adam Goettl. 29 years later, the company made its entrance in South Nevada in 1968. For over four decades, the company was under the care and maintenance of Gust and Adam, up until the year 2013 when Ken Goodrich bought the company. Three years later, Ken opened a branch in Las Vegas, in what turned out to the turning point in the air conditioning industry. Ken attributes the growth and success of the Goettl Company to his never ending love for pets.
Generally speaking, the Goettl Air Conditioning Company is the largest air conditioning company in Phoenix Arizona. Apart from providing air conditioning services, the company also offers replacement services, repair and maintenance, and providing high-quality AC systems.